Money: Phrasal Verbs to Learn

Money 
Phrasal Verbs to Learn 
Phrase Transcript Audio Meaning Example 
save up /sev p/ 
to keep money (for a 
particular purpose) 
(Tiết kiệm tiền) 
He saved up for a year for a new 
motorbike. 
splash 
out (on) 
/splæ at/ 
to spend a lot of money 
on something that is not 
essential 
(Tiêu pha vào những 
thứ không thực sự cần) 
When his father died, he inherited a 
large property and constantly 
splashed out on useless parties. 
cut back 
(on) 
/kt bæk/ 
to reduce expenditure 
(Giảm chi tiêu) 
Although we had to cut back on 
spending, our life is still difficult. 
shell out 
(on) 
/el at/ 
to spend money on 
something (when it's 
expensive) 
(Tiêu xài cho việc gì - 
khi giá cả đắt đỏ) 
I had to shell out a hundred dollars 
on the dinner with her. 
get by /et ba/ 
to have just enough 
money to live on 
(Chỉ đủ vừa sống) 
They are finding it increasingly 
difficult to get by since their 
daughter was born. 
tide over 
/tad 
əvə(r)/ 
to help sb operate 
through a difficult 
This $50 will tide me over until I 
get paid. 
period 
(Giúp ai đó qua khỏi 
giai đoạn khó khăn) 
pay back /pe bæk/ 
to repay the money 
borrowed 
(Trả lại số tiền đã vay 
mượn) 
She would have got angry if I 
hadn't paid her back. 
Reading & Listening 
Các bạn hãy đọc đoạn văn dưới đây để hiểu hơn về cách sử dụng của các cụm động 
từ trong bài học. 
00:00 
Vietnam's Economy Review 
Another year has come on earth, and it is time to review Vietnam's 
economy situation throughout the entire year of 2012, a year full of 
challenges. Vietnam's economy expanded at its lowest rate in the last 13 
years due to rising bad debt levels while foreign investment rate and 
consumer spending growth slowed. This has badly affected the daily life 
of both laborers and business. 
In spite of the fact that inflation has eased, prices remained high in 
Vietnam in 2012. Employees had to try their best to get by on such a 
small salary. Different from previous years, it was almost impossible for 
laborers to save up their monthly earnings. 
The slowdown in economic growth has not only affected employees's 
life, but also hurt businesses' benefits, especially in the travelling and 
industrial sectors. In 2012, it seemed that people were unwilling to shell 
out a lot of money to buy luxurious goods or splash on a trip around far-
away locations like Europe; instead they visited local beauty spots to cut 
back on expenses. In order to help tide over enterprises during 
difficulties, many solutions were created. Most noticeably, on May 4th, 
the State Bank of Vietnam issued a circular, imposing a 15 percent cap on 
lending interest rates for the four preferential sectors. However, bank 
loans with such low interest rate are still beyond the reach of many 
enterprises, and most of the businesses have to pay back the loans with 
the per annum rate from 16 to 18 percent. 
2012 has passed, and another year has come. Where our national 
economy is going next is now entirely up to precise decisions from the 
Government. In order to achieve higher economic growth in 2013, efforts 
from all sides are required. 
Short Conversations 
Các bạn hãy nghe các mẩu hội thoại dưới đây để hiểu hơn về cách sử dụng của các 
cụm động từ trong bài học. 
00:00 
A: I've heard that you just shelled out on a nice car, didn't you? 
B: Yeah. I have saved up for more than two years for it. It's really worth 
it. 
00:00 
A: Why are you always going shopping and splashing out on mountains 
of dresses while you constantly complain that you don't have much 
money? 
B: Well... Actually I always try hard to cut back on daily expenses, but 
I can't stop spending on such beautiful clothes. Am I a shopaholic? 
00:00 
A: Could you lend me $50, please? It's urgent. I promise to pay you 
back next week. 
B: I'm really sorry. I'm broke myself. I only have about $50 left to get 
by. It tides me over until the end of this month.